Financing can be complex—we make it simple. Learn about leasing vs. buying, asset-based lending, and equipment financing options to help you make informed financial decisions. Whether you’re a small business owner or a large enterprise, these guides provide actionable insights to support your growth.
One of the most common questions our team hears is simple: “Should I lease or finance my equipment?” The reality is—there’s no one-size-fits-all answer. The right choice depends entirely on
Written by our Partners at CMB Insurance For businesses that rely on vehicles—whether a few service vans or an entire fleet of transport trucks—fraud is an often-overlooked but serious risk. Fleet fraud refers
Written by our Partners at CMB Insurance Manufacturing facilities rely heavily on complex machinery and equipment. While these tools keep production running, they also introduce risks if not properly maintained.
Securing a business loan can be one of the most important steps in growing or stabilizing a company — yet, for many small business owners, the process can feel daunting.
In industries like transportation, construction, forestry, and aggregates, business owners know that managing cash flow is often a balancing act. Market conditions shift, demand fluctuates seasonally, and growth opportunities can
Planning to Grow? Make Sure Your Finances Are Ready In 2025, businesses aiming to grow are navigating a challenging economic landscape. Inflation continues to push up costs, interest rates remain
In business, good planning is essential. Business owners need to be prepared to manage everything from typical seasonal ebbs and flows to major unforeseen emergencies like a global pandemic. So
In many industries, success isn’t just about the equipment you use or the services you provide—it’s about timing. For businesses in Transportation, Construction, Sand & Gravel, Oil & Gas, Forestry,
Nick-named “the 5 C’s of Credit”, five factors form the industry standard for how most lenders make their lending and financing decisions. For over 35 years, Essex has
At Essex Lease Financial, we hear time and time again from business owners who are frustrated with their bank. The truth is traditional banks have never really been
This article outlines how business insurance can support the growth and industry needs of small businesses in Canada.
