Business Debt Consolidation and Refinancing

Essex Lease's refinancing and debt consolidation solutions will put you back in control of your finances - so you can focus on your business.

Our services

Refinancing made easy

Business refinancing and debt consolidation loans should make your life easier - not the opposite. Our solutions will simplify your debt repayments so you can save money and save time while also saving the headaches of managing multiple debts at once.

Flexible financing solutions

Our flexible financial solutions put your needs at the forefront. Because for us, doing what’s right for our clients is what matters most.

Get in touch

Reach out to our team directly and tell us a little bit about your financing needs, current situation, and business objectives.

Tell us your story

Talk with a finance specialist on our team so we can find out more about you and build a solution that meets your requirements.

Finalize the agreement

Build your path forward with flexible financing options. Whether it's a lease, loan, or Asset-Based Line of Credit (ABLoC), we'll tailor a solution and structure that suits your business needs.

Start benefiting

Get back to focusing on what matters most, your business.

Debt refinancing services built around
you

Refinancing or consolidating business debt can be a tough decision. Finding the right balance between convenience and cost means many business owners are left feeling uncertain about the best way forward. That’s where Essex Lease can help.

We’ll simplify the process and provide a competitive, transparent refinancing or debt consolidation plan that empowers you to take control of your finances. Our solutions can help lower your monthly payments or provide access to working capital, giving you the flexibility to invest in your business’s growth.

Above all, we care about your business. We’ll create a refinancing solution tailor-made for your business. That’s the Essex difference.

Heavy Equipment Finance Calculator

Estimate your monthly equipment loan payments with our simple finance calculator.

Why choose Essex Lease?

Whether you’re looking to refinance existing equipment, restructure asset-based loans, or access working capital through an equipment line of credit, our tailored solutions will help you manage your debts effectively. We prioritize fair negotiations and straightforward contracts to ensure you get the support you need. Here are just a few reasons why Essex is the right choice for your debt restructuring needs:

Targeted Solutions

We don't do copy-paste solutions. We'll design a flexible refinancing or consolidation plan tailored to your needs.

Independent Lender

We don't go through banks - meaning we can think creatively to overcome obstacles and help you reach your goals.

A Personal Approach

Your character, goals, and values play a crucial role in our refinancing decision. We believe that your business is more than just numbers.

Efficiency

We take the complexity out of debt consolidation, providing a simple solution that fulfills what it promises.

The characteristics that set us apart

Integrity

We value trust and transparency. We mean what we say and always provide straightforward solutions that address your needs head-on.

Expertise

We've supported Canada's industrial companies since 1986. Your success is our business.

Flexibility

Your business is unique. We'll create a strategy that's unique, too, ensuring you get a personalized plan fit for your circumstances.

Testimonials

What our clients say?

"We first heard about Essex when they helped one of our customers navigate a tough financial situation by restructuring their finances. About a year later, when our primary lender exited the oil and gas industry, I reached out to Essex for support with Equipment Financing, and they've been our go-to ever since."

Rod Veremy

President, Green Leaf Group of Companies

frequently asked questions

The questions you’ve been asking

Why should I consolidate my business debts?

Consolidating your business debts can help you achieve two key benefits. First, it can lower your monthly payment commitments, making your finances more manageable. Second, it can provide access to working capital, allowing you to invest in opportunities that drive growth. By consolidating, you can streamline your finances and focus on what matters most— your business.

What do you look for when assessing eligibility?

When assessing eligibility for a refinance or restructure transaction, we focus on understanding your specific challenges. We consider various factors, such as your equipment, equity, financial information, and overall character. Our aim is to ensure that our proposed solution effectively meets your needs and helps you move forward with confidence.

Will business debt consolidation get me a lower interest rate?

Not necessarily, but debt consolidation does normally get you lower monthly payments to allow for increased cash flow. What is most important is finding a structure that helps your business to succeed.

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