Heavy Equipment Finance Calculator
Estimate your monthly equipment loan payments with our simple finance calculator. Whether you’re financing a truck, trailer, or heavy equipment, this tool helps you plan your investment with confidence.
Get an Instant Estimate
Use the calculator below to get an idea of your monthly payments. Just enter the amount you want to borrow, your preferred loan term, and the estimated interest rate. That’s it—no complicated steps, no commitment required.
Summary
Payment Details
**This calculator is provided for informational purposes only and does not constitute a financing offer or quote. The estimated monthly payment is based on general assumptions and is not guaranteed. Actual terms may vary and are subject to credit approval, risk assessment, and a full review of the applicant's financial information. All financing is provided subject to Essex Lease Financial Corporation's standard terms and conditions.**
Heavy Equipment Financing With Credit Decisions In As Little As 4 Hours
Get the heavy equipment you need with our quick and flexible financing solutions – so you can keep your business growing.
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Why Use a Finance Calculator?
A finance calculator helps you estimate your monthly payments before committing to a loan. It’s a quick way to see how different loan amounts, terms, and interest rates affect your cash flow—especially useful when budgeting for heavy equipment, trucks, or trailers.
But choosing the right equipment financing isn’t just about interest rates—it’s about structure, flexibility, and how well it meets your business needs. Our calculator gives you a starting point, but our team is here to help you find a solution that fits the full picture.
The questions you’ve been asking
A finance calculator is a tool that helps you estimate monthly loan payments based on the amount you want to borrow, the term of the loan, and the interest rate. It gives you a better idea of what to expect before speaking to an Account Manager.
Yes. Our finance calculator is designed for all types of equipment, including construction machinery, transportation vehicles, agricultural equipment, and more. Whether you’re buying new or used, this tool helps you plan ahead.
The estimate is for informational purposes only and doesn’t reflect an official offer. Final terms will depend on your credit profile, business details, and the equipment being financed. That said, it’s a great starting point.
We finance a wide range of equipment across many industries, including transportation, construction, mining, oil and gas, forestry, agriculture and manufacturing. If it moves your business forward, we can probably finance it.
Loan terms are typically between 24 and 72 months, depending on the type of equipment, condition and financing structure. We work with you to determine what terms best suit your equipment and your business.
Perhaps. The first step will be to reach out to one of our financing experts. We will learn about your equipment, your business needs and your financing goals, and explore personalized financing options for your equipment or a pre-approval for your future purchases. Your business is unique, and the calculator is a simple tool to help you plan; give us a call to go from the initial plan to a personalized solution.