Equipment Leasing & Financing Specialists in Ontario
Helping Ontario Businesses Secure the Right Equipment with Easy, Hassle-Free Financing.
The goal that
drives our success
A Different Approach to Equipment Financing in Ontario
At Essex Lease, we understand the unique challenges faced by businesses across Ontario. From the busy urban centres of Toronto and Ottawa to the manufacturing hubs in Windsor and the resource-based communities in Northern Ontario, each region has its own economic realities. Unlike traditional lenders who focus only on financial metrics, we take a broader view—considering your business’s potential and the regional market landscape. Our mission is to deliver flexible, customized financing solutions tailored to Ontario businesses, especially those underserved by conventional banks.
Why Ontario Businesses Choose Essex Lease
Our Financing Options in Ontario
Forestry
Preserve your resources and grow your operations with financing solutions for logging equipment, sawmill upgrades, and biomass energy projects.
Construction
Finance heavy equipment like excavators, dump trucks, and Hydro Vac trucks—tailored for ON’s fast-growing construction hubs and equity-backed projects.
Transport
Drive growth with financing for trucks, trailers, and container chassis—new or used. Backed by deep industry expertise and ON’s thriving port economy
Sand & Gravel
Support ON’s resource industries with financing for equipment used in exploration, extraction, processing, and hauling.
What our clients say
Get the Essex Advantage from BC to Ontario
At Essex Lease, we’re more than a lender; we’re your partner in navigating the unique business environment of Ontario. Reach out today to discover how we can support your growth in this dynamic province.
The Answers You Want To Know
We offer a range of tailored financing solutions to meet the diverse needs of Ontario’s industries—including manufacturing, construction, logistics, transportation, and resource development. Our options include:
Equipment Financing – For purchasing, leasing, or refinancing new and used equipment. We finance everything from CNC machines and forklifts for manufacturers in Windsor to dump trucks and excavators for construction firms in Toronto and beyond.
Working Capital Loans – Flexible funding to help manage cash flow, cover operating expenses, or seize time-sensitive opportunities.
Lines of Credit – Ongoing access to capital for day-to-day business operations without the hassle of reapplying.
Consolidation Loans – Simplify your finances by combining multiple debts into one manageable monthly payment.
Sale and Leaseback Transactions – Tap into the equity of your existing equipment to free up working capital—while continuing to use the assets in your business.
At Essex Lease, we specialize in helping Ontario businesses that may not qualify for traditional financing. With fast approvals, flexible terms, and custom payment structures, we help businesses keep moving forward.
We’re not a broker—we provide direct financing tailored to meet the unique needs of your business. That means fewer delays, less complexity, and a financing experience that works for you.
With deep experience supporting Ontario’s industrial and commercial sectors, we help businesses manage cash flow, maximize equipment usage, and keep operations running efficiently.
Our expertise includes:
Direct equipment financing, leasing, and rental options
Flexible working capital loans, lines of credit, and sale-and-leaseback transactions
Custom solutions for startups, mid-sized businesses, and growing companies
When you work with Essex Lease, you get faster approvals, flexible terms, and a relationship-driven approach designed to support your long-term success.
At Essex Lease, we understand that every Ontario business is unique. While your financial history is part of our evaluation, we also look at the bigger picture—your goals, values, and long-term vision.
Interest rates and down payment requirements vary depending on the specifics of your financing needs and the nature of your business. We offer flexible, customized terms that are built to match your cash flow, operational demands, and industry context.
Our goal is to work with you—not against you—to create a financing solution that fits your business without rigid formulas or cookie-cutter requirements.
Yes. We understand that industries like construction, agriculture, and transportation often deal with seasonal cash flow cycles or project-based income. That’s why we offer flexible financing terms—typically ranging from 24 to 84 months, and in some cases up to 96 months.
For seasonal operations, such as farming or contract-based businesses, we also offer customized payment structures that align with your revenue cycles. Our goal is to tailor your financing to your business realities—not the other way around.
Yes. At Essex Lease, we understand that not every business has a perfect credit history. We work with Ontario businesses in a wide range of credit situations to find financing solutions that support their growth. Our flexible, common-sense approach means you still have options—even if traditional lenders have turned you away.
Yes. Whether you’re purchasing equipment from a private seller or sourcing it from another province, Essex Lease can help. We’ll work with you to structure a financing solution that fits your needs and ensures a smooth, secure transaction—no matter where the equipment is coming from.